Ranting and raving

So I am going to do a little complaining....

So, Jeremy has a job. I have a job. At the present time neither of our jobs have Health Insurance Benefits. So we sacrificed and got our own private health insurance, so we are covered. At 610.00 a month that covers Jeremy, Xander, and I and the 3 step children.

Jeremy was married before me. His wife at the time divorced him. She did not want to be married to him. Bless his heart, he would have endured to the end despite the fact he was not very happy in the marriage. But he did not want a divorce. (Now he is happy he got one) :)

We pay $858 a month in Child Support + 150.00 a month in Health insurance for the children. Which takes a big chunk out of our income every month.

So I am pregnant, and Maternity is not included in private health insurance. I look into Medicaid to help cover the cost of our pregnancy as in the application it states that you can deduct expenses like Child support and health insurance premiums. With those deductions, We very much do qualify for some help and support.

We get a letter in the mail saying we were denied because we make too much money. I call, thinking they do not understand that we pay almost 1,000 dollars a month in child support. First of all, I get a response that they don't believe We pay it. So I print out bank statements from the past year stating, We do very well pay child support, faithfully every month.

Then today, I get a call, that even though we pay $858 a month in support. We only get a $50.00 credit for that payment making us still over the income limit so we do not qualify.

So I am understanding why so many "Dead Beat Dad's" out there just don't pay child support.

You get no tax credit, for dependents since they do not live with you. (Not by our choice, by the court)

You get no appreciation for making the payments to the X-spouse as they see it as their right. And they are entitled to "their money".

And now, all the money you do pay, you only get credit for $50.00 that you do pay. So does that mean, I can keep the $800.00 to help support my family. So it is fair to make one family suffer so another family receives "support".

Ok....Post edit.

Learned that Medicaid and Chp are two different things.

We qualify for ChP based on our income, but, because I have Private insurance, even though it does not cover Maternity. We are not qualified. So if I would have spent the money on a Health Club Membership, cigarettes, etc..... We would qualify and I would have insurance to cover my pregnancy. But because I made a responsible choice to cover our family COMPLETELY out of pocket.

I do not qualify for help even though I have no insurance to cover Maternity.

So I am praying seriously about having a home birth. It is a little scary for me. But Government programs don't work.